Welcome to 111 Lending
Your Trusted Partner in Real Estate Financing
At 111 Lending, we simplify the home buying and investment process with smart, fast, and flexible financing solutions. Whether you’re a first-time buyer, seasoned investor, or looking to refinance, our team is here to help you close with confidence. Experience personalized service, transparent terms, and a lending process that puts you first.
How Much Do You Qualify For?
Apply Here
For a secure mortgage application and secure upload of supporting documents, please click apply now.
Call Us
Call us for any lending questions you may have.
(281) 204-3899
Year of experiance
who we are
Welcome to 111 Lending!
The 111 Lending Team is your Premier Greater Houston Source for Real Estate Finance. We pride ourselves in offering exclusively personal services in a timely manner.
We offer competitive financing, whether you’re a first time home buyer, or someone purchasing Multi-Million Dollar Projects, including Construction and Commercial transactions.
Our Mission is to make the loan process simple, straightforward and expeditious for people seeking Mortgage Financing throughout Texas.
Call Any Time
(281) 204-3899
Why Choose 111 Lending
Building Foundations for a Brighter Future
Home Purchanse
Refinance
Loan Options
Navigating the Path to Homeownership Together
We’re not your average lender. At 111 Lending, we take a real-world approach to real estate loans—offering creative, customized solutions built for your goals. From residential to commercial, fix-and-flips to long-term rentals, we provide the capital and expertise to get your deal done, fast.
- Your Trusted Partner in Real Estate Financing
- Loans That Work for You — Not the Other Way Around
- Real Estate Funding Made Simple, Fast & Reliable
What We Offer ?
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
FHA Loans
FHA loans are backed by the Federal Housing Administration and are ideal for first-time buyers. With just 3.5% down and flexible requirements, they’re a smart choice for purchasing or refinancing a primary home.
- Low Credit OK: Scores as low as 580 accepted; alternative credit may qualify.
- Help with Costs: Gift funds allowed; sellers can cover up to 6% in closing costs.
- Great for First-Timers: Perfect for new buyers—even manufactured homes may qualify.
VA Loans
We help Veterans and active duty service members access VA Loans with $0 down and no monthly mortgage insurance.
Need your Certificate of Eligibility? We’ll take care of it.
Thank you for your service to our great nation.
- $0 Down Payment – No down payment required for qualified buyers
- No Mortgage Insurance – Save monthly with no PMI
- Flexible Use – Purchase, Refinance, or Rehab your Primary Residence
Conventional Loans
Flexible mortgage options with down payments as low as 3%. Great for primary homes, second homes, and investment properties—including options for self-employed buyers.
Conforming and non-conforming options available to fit a variety of income and credit profiles.
- Down payments as low as 3% available
- Ideal for self-employed or non-traditional income buyers
- Can be used for primary homes, second homes, or investment properties
Home Refinance Loans
This Free Refinance Advisor
has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, and the more questions you answer — the more accurate your results. You’ll receive the refinance information you need instantly without all the calls and emails!
- Get personalized results in minutes
- No phone calls, no spam — just answers
- Tailored options based on your unique goals
Jumbo Home Loans
Jumbo Loans exceed the standard loan limits, starting above $647,200.00. These loans are typically used for high-end homes or custom construction. While most lenders cap loans at $2,000,000.00, I’m open to discussing loans above $5,000,000.00.
- Jumbo Loans start above $647,200.00.
- Used for expensive and custom homes.
- oans over $5,000,000.00 are welcome to discuss.
Home Purchase Loans
This Free Purchase Assistant has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, and the more questions you answer—the more accurate your results. You’ll receive the purchase information you need instantly without all the calls and emails!
- Quick and easy process tailored to your needs
- Accurate results based on your responses
- Instant purchase information with no hassle or follow-up calls/emails
Testimonial
what they say about us ?
Meet some of our recent clients
Dear Mr. Aikens, We would like to thank you for working so diligently to close our Home Mortgage Refinancing loan. Your immense knowledge and professionalism was instrumental in: 1) making sure we fully understood the process, and 2) walking us through some simple steps needed to help us overcome a couple of small hurdles we faced in order to successfully close the deal. After trying for almost 5 years to refinance our home, meeting and working with you and your company absolutely made the difference and helped make our dreams come true! Thank you and God Bless You!
Langston and Rosalind Randle
We were very pleased with your services Luis and myself when you helped us getting our very own home. Now we are recommending you to our family member who is looking forward to owning their very own home as well. We hope you can help them in the process and that we hear from you soon. Thank you and have a blessed day.
Colomba AmayaThe 111 Lending Difference
- Quick 30 Second Form
- No SSN Required
- No Credit Check Conducted
- Your Info is Kept Private
- Zero Cost
- Zero Obilgation
- Zero Hassle
We worked with Norris Aikens after being turned down for a mortgage loan the week we were to close. I was extremely upset and was told by a realtor to reach out to a man who was called the “Miracle Man” he could make things happen when no others could. I called Mr. Aikens on a Saturday he asked me to send over my documents and he would be in touch. I received a call the next day on a Sunday giving me advise. We proceeded on with a mortgage loan on the same property we were denied on. We are self-employed which made things more difficult to get approved for a loan. No matter how bad things looked Norris never gave up and continued to strategize on our behalf. We did get approved and closed on our new home. We can’t thank Mr. Aikens enough for his help, support and persistence. I would highly recommend Mr. Aikens to anyone who may think they don’t have a chance or have been turned down. We will be forever grateful to Mr. Aikens. We have established a business acquaintance into a new friend.
Randy and Pam Client